Tagiva.
Tagiva 2.0 Now Live

The ledger that thinks in debts, not spreadsheets.

Precision-engineered to manage loans, track multi-currency contact balances, and keep a clean chronological record of your financial commitments without the spreadsheet chaos.

  • 100% Free
  • Multi-Currency
  • No Spreadsheets Needed
5Currencies Supported
30 DaysTrash Recovery Window
FIFOPayment Auto-Allocation
2Bilingual Languages
Key Features

Everything you need in one ledger

Precision-engineered tools to track and settle balances effectively without spreadsheets.

Contact-Based Ledger

Organize your debts and loans by person. See exactly who you owe and who owes you at a glance, with detailed chronological transaction histories.

FIFO Auto-Allocation

When you record a payment, Tagiva automatically allocates that credit against your oldest outstanding debts first (First In, First Out) with a live preview.

Net Balance Dashboard

Get a bird's-eye view of your financial health. Monitor net balances across currencies, check top contacts, and track 15-day balance trends.

Professional Exports

Generate comprehensive, formatted PDF ledgers for specific contacts, or export your global transaction audit log directly to a CSV spreadsheet.

Activity Audit Log

Every creation, payment, deletion, or recovery is chronologically logged with advanced filtering. Keep an airtight history of every change.

30-Day Trash Recovery

Deleted contacts, debts, or payments are preserved in the Trash for 30 days. Countdown chips show exactly when permanent purges occur.

Simple Workflow

Get started in three steps

Tagiva is designed to fit your existing tracking flow, only with much better organization.

Step 01

Create your contacts

Add the individuals or entities you lend to or borrow from. You can record custom notes, phone numbers, and emails.

Step 02

Log debts & payments

Record outstanding debts or inflow payments under a contact in any of the 5 supported currencies. Tagiva handles all arithmetic.

Step 03

Track balances & export

See real-time net balances on the dashboard. Generate PDF ledger statements to share or download raw CSV data any time.

Got Questions?

Frequently Asked Questions

Everything you need to know about tracking your outstanding accounts on Tagiva.

Is my financial data secure?
Yes. Your passwords are cryptographically hashed and your financial entries are kept entirely private. Tagiva does not share or sell your personal ledger data to third parties.
Can I export my debt records?
Absolutely. You can export your entire transaction history or specific contact ledgers as professionally formatted PDF reports or raw CSV spreadsheets for external accounting.
What if I accidentally delete a record?
Tagiva features a built-in Trash system. Any deleted contact, debt, or payment is safely preserved in the Trash for 30 days, allowing you to restore accidental deletions easily before they are permanently purged.
Does Tagiva support multiple currencies?
Yes, you can track debts, loans, and payments in 5 major global currencies: IDR, USD, EUR, SGD, and JPY. Each contact's transactions are segregated and calculated per currency, and you can set your profile's primary dashboard currency.
What is FIFO payment allocation?
FIFO stands for First In, First Out. When you receive or make a payment for a contact, Tagiva automatically allocates that payment against their oldest outstanding debts first, giving you a live allocation preview before you click save.
Is Tagiva available in Indonesian?
Yes, Tagiva is fully bilingual. You can switch between English and Bahasa Indonesia seamlessly at any time from your Account Settings page.

Ready to clear the clutter?

Join individuals and small teams who manage their loans and credit balances in one central, secure ledger.